Business Unit: Group Commercial
Salary range: Up to circa 45,000 per annum DOE + red-hot benefits
Location: Remote - work from anywhere within the UK
Give your career some Virgin va-va-voom
Our Team
Our Consumer Lending business continues to smash targets, win industry awards, and deliver for our customers. We are passionate about making customers happier about money, and we need more talented individuals to help us transform our business. We are looking for an enthusiastic and passionate Secured Credit and Analytics Specialist to join our team and enable data-led Commercial decisions to be at the heart of our mortgage business.
What you'll be doing
Pro-actively supporting the achievement of commercial targets through insights, analytics, and strategy across the secured portfolio.
Converting and interpreting data from multiple sources, identifying, understanding, and highlighting any key trends or opportunities.
Providing input into the scoping, design, development, and implementation of Credit Risk strategies and solutions.
Becoming an expert in the data you use as the first point of contact for any business queries.
Promoting and representing the team in cross-functional projects and meetings.
Putting customers at the heart of all decision making.
Deputising for the Analytics Manager.
We need you to have
Experience working within Consumer Credit, ideally within Secured Lending.
Advanced user of data interrogation tools: SAS / SQL and Microsoft Excel.
A proven track record of using data analysis to reach informed conclusions with a demonstrable ability to clearly present the facts and interpret data incisively.
Excellent numerical skills.
Gravitas with excellent influencing, engagement, and communication skills across all levels of the business.
Ability to mentor and guide team members.
A collaborative approach to delivering sustainable growth, efficient customer journeys, and good customer outcomes.
It's a bonus if you have but not essential
Knowledge of Credit Risk strategies and policies.
Experience in utilising data visualisation tools: Tableau / Power BI.
Just to flag
Not sure you've all the skills? That's okay - still apply as we value passion and potential so tell us why you'd be great in your application.
Red Hot Rewards
Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more
Up to five extra paid well-being days per year
20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt
Market-leading pension and free private medical cover
Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness
Ability to work anywhere in the UK (where the role allows)
And there's no waiting around, you'll enjoy these benefits from day one.
Feeling insatiably curious about this role? Apply as soon as you can. If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.
We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you.
Say hello to Virgin Money
We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we re a workforce to be reckoned with. We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We strive to create positive experiences for our millions of customers and our purpose, 'Making You Happier About Money', underpins everything we do. We believe in doing banking differently, innovating and working together to make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.
Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.
As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team
Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK.
If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.