Impairment Modellers

Like a lot of technology companies, we are mostly working remotely at Starling and we think we will be for a while to come. We're open to applications from across the UK but our preference is that you're located within a commutable distance to either our London or Cardiff office, so that when we're able to see each other and collaborate in person again, we're ready to go!
We are a leading digital bank on a mission to disrupt the banking industry. We've built an app with smart money management tools to help our customers live a healthier financial life. We also offer groundbreaking B2B banking and payments services.
We are very open about how we deliver software - have a look at our QCon presentations or engineering podcasts to see what our developers have been up to. You can also try coding against your own bank account with us using our open APIs (see the developer site)
Starling technologists love building things, creating new stuff, learning new technologies and working with others across all areas of the business to bring brilliant products and features to life. We're open-minded when it comes to hiring and we care more about aptitude and attitude than specific experience or qualifications. If you care enough to find elegant solutions to difficult technical problems, we'd love to hear from you.
Requirements

• Subject matter expert on IFRS9 and associated reporting
• Significant experience completing IFRS9 model developments and subsequently closely monitoring model performance
• Excellent skills in SQL
• Strong coding knowledge and experience in Python. Python is the preferred model development language.
• Ability to write and review clean, well-documented code in a collaborative development
• Subject matter expertise on capital models and reporting would be beneficial
• Relevant experience within an FCA regulated company, across multiple lending products
• Proven track record in the regular reporting and management of IFRS9 models and month end reporting
• Experience working alongside or within data functions
• Excellent influencing, interpersonal and communication (written and verbal) skills
• Highly numerate, with a relevant degree and excellent analytical skills
• Highly organised, with the ability to deliver to deadlines and manage conflicting priorities within a dynamic environment

• Development of Retail and SME IFRS9 models for Starling Bank - this includes model development, enhancement, validation and monitoring
• Contributing updates on month end performance for the monthly Impairment Committee
• Completing regular reporting to drive insight into portfolio performance
• Champion compliance with the UK capital and impairment regulatory regime
• Build strong stakeholder relationships, both with internal and key external contacts

Responsibilities:

• Development of Retail and SME IFRS9 models for Starling Bank - this includes model development, enhancement, validation and monitoring
• Contributing updates on month end performance for the monthly Impairment Committee
• Completing regular reporting to drive insight into portfolio performance
• Champion compliance with the UK capital and impairment regulatory regime
• Build strong stakeholder relationships, both with internal and key external contacts

Benefits

• 33 days holiday (including public hols). You'll also get your birthday on us
• 16 hours paid volunteering time a year
• Private Medical Insurance with VitalityHealth
• Contributory pension scheme
• We have many varied social groups set up and run by our employees - ForTheWin (a gaming group), Starling FC, book club and many more!
• Discounts on cinema tickets, restaurants, shopping and train tickets via a Perkbox membership
• Access to 'salary sacrifice' benefits such as Cycle to Work scheme
• Gym membership options

About Us:
Starling is a leading digital bank on a mission to disrupt the banking industry.
Since our launch in 2014, we've surpassed 2 million accounts, including over 350,000 business accounts. Our total deposits, meanwhile, have topped £5 billion and we have lent over £2bn over the same period. We're a fully licensed UK bank, and we have the culture and spirit of a fast-moving, disruptive technology company. We've won the Best British Bank award four years running, and now employ over 1500 people across our London, Southampton, Cardiff & Dublin offices.
Starling Bank is an equal opportunity employer, and we're proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.
By submitting your application, you agree that Starling Bank may collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we may process, where we may process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.