8192 Barclays Bank UK PLC
Senior Product and Proposition Manager - Business Banking Portfolio Management (Commercial Optimisation, Affordability & Lifecycle Strategy) Job Description Purpose of the role: To manage and develop existing and new products and/or services; and where applicable, ownership of related customer and colleague journeys, develops the product strategy, drive change through Barclays execution teams, make key decisions in the product lifecycle and own associated outcomes for customers, colleagues and the bank, achieved through appropriate service level agreements, regulatory compliance, risk management and controls. Accountabilities Development of customer level strategies & solutions that are tailored to customers' needs. Subject Matter Expert in the applicable Product/Proposition team and be able to confidently guide and advise stakeholders at all levels in the Bank on the application of existing and new products/propositions and related customer and colleague journeys. Development of product propositions, and/or service strategy, define the priorities for delivering the outcomes needed to deliver the strategy and lead execution of the priorities. Development of different commercial and business models through a strong understanding of the financial drivers of the P&L for the relevant segment/ proposition/ journey. Evaluation of the technical feasibility, legal compliance, and potential risks associated with the development and launch of the new product. Monitoring of market trends and analysis feedback from internal employees and target customers through prototypes, user testing sessions, and beta programs to identify areas for improvement to refine the product / process before launch. Management of comprehensive launch plans and technical deployments for products that establish rollout timelines, marketing strategies, training initiatives and communication channels to promote the launch new products effectively. Monitoring of key metrics such as adoption rates, usage patterns, customer satisfaction (including complaints), and revenue generation to assess the product's performance against set goals. Vice President Expectations To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and elevate breaches of policies/procedures. If managing a team, they define jobs and responsibilities, planning for the department's future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. May also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements. People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic; E - Energise and inspire; A - Align across the enterprise; D - Develop others. As an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions. Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment. Manage and mitigate risks through assessment, in support of the control and governance agenda. Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does. Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies. Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions. Adopt and include the outcomes of extensive research in problem solving processes. Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes. Key Role Summary As a Senior Product and Proposition Manager - Business Banking Portfolio Management (Commercial Optimisation, Affordability & Lifecycle Strategy), you will take on a key leadership role with responsibility for managing and developing a growing team. The team's purpose is to manage and develop the Business Banking lending portfolio across product, sectors and segment, by optimising the appetite for risk designing frameworks, strategies, and decisioning tools that support consistent, high quality credit decisions. As part of the First Line of Defence, the team owns and evolves these strategies to support sustainable, responsible growth. You will take ownership of activities transitioning from the second line into our first line team, ensuring a smooth handover and embedding new responsibilities effectively. Required Skills Credit strategy & optimisation: Designing and delivering data led credit strategies across approval, pricing, limits and segmentation to optimise risk appetite, growth and portfolio returns. Affordability & lifecycle management: Developing and calibrating affordability frameworks and lifecycle strategies, using performance data to refine decisioning and ensure alignment with risk appetite and regulatory expectations. Advanced analytics & collaboration: Leading data driven insight generation (SAS, SQL, Python where applicable) and partnering with stakeholders across Portfolio, Risk and Transformation teams to translate analytics into actionable credit changes. Coding using SAS, Python, SQL Credit risk strategy, analytics, business acumen, strategic thinking, change delivery, and other relevant technical skills. Additional Valued Skills Coding using SAS, Python, SQL Location This role can be based in either London, Northampton, or Knutsford.
Senior Product and Proposition Manager - Business Banking Portfolio Management (Commercial Optimisation, Affordability & Lifecycle Strategy) Job Description Purpose of the role: To manage and develop existing and new products and/or services; and where applicable, ownership of related customer and colleague journeys, develops the product strategy, drive change through Barclays execution teams, make key decisions in the product lifecycle and own associated outcomes for customers, colleagues and the bank, achieved through appropriate service level agreements, regulatory compliance, risk management and controls. Accountabilities Development of customer level strategies & solutions that are tailored to customers' needs. Subject Matter Expert in the applicable Product/Proposition team and be able to confidently guide and advise stakeholders at all levels in the Bank on the application of existing and new products/propositions and related customer and colleague journeys. Development of product propositions, and/or service strategy, define the priorities for delivering the outcomes needed to deliver the strategy and lead execution of the priorities. Development of different commercial and business models through a strong understanding of the financial drivers of the P&L for the relevant segment/ proposition/ journey. Evaluation of the technical feasibility, legal compliance, and potential risks associated with the development and launch of the new product. Monitoring of market trends and analysis feedback from internal employees and target customers through prototypes, user testing sessions, and beta programs to identify areas for improvement to refine the product / process before launch. Management of comprehensive launch plans and technical deployments for products that establish rollout timelines, marketing strategies, training initiatives and communication channels to promote the launch new products effectively. Monitoring of key metrics such as adoption rates, usage patterns, customer satisfaction (including complaints), and revenue generation to assess the product's performance against set goals. Vice President Expectations To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and elevate breaches of policies/procedures. If managing a team, they define jobs and responsibilities, planning for the department's future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. May also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements. People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic; E - Energise and inspire; A - Align across the enterprise; D - Develop others. As an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions. Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment. Manage and mitigate risks through assessment, in support of the control and governance agenda. Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does. Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies. Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions. Adopt and include the outcomes of extensive research in problem solving processes. Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes. Key Role Summary As a Senior Product and Proposition Manager - Business Banking Portfolio Management (Commercial Optimisation, Affordability & Lifecycle Strategy), you will take on a key leadership role with responsibility for managing and developing a growing team. The team's purpose is to manage and develop the Business Banking lending portfolio across product, sectors and segment, by optimising the appetite for risk designing frameworks, strategies, and decisioning tools that support consistent, high quality credit decisions. As part of the First Line of Defence, the team owns and evolves these strategies to support sustainable, responsible growth. You will take ownership of activities transitioning from the second line into our first line team, ensuring a smooth handover and embedding new responsibilities effectively. Required Skills Credit strategy & optimisation: Designing and delivering data led credit strategies across approval, pricing, limits and segmentation to optimise risk appetite, growth and portfolio returns. Affordability & lifecycle management: Developing and calibrating affordability frameworks and lifecycle strategies, using performance data to refine decisioning and ensure alignment with risk appetite and regulatory expectations. Advanced analytics & collaboration: Leading data driven insight generation (SAS, SQL, Python where applicable) and partnering with stakeholders across Portfolio, Risk and Transformation teams to translate analytics into actionable credit changes. Coding using SAS, Python, SQL Credit risk strategy, analytics, business acumen, strategic thinking, change delivery, and other relevant technical skills. Additional Valued Skills Coding using SAS, Python, SQL Location This role can be based in either London, Northampton, or Knutsford.
8192 Barclays Bank UK PLC
Purpose of the role To use innovative data analytics and machine learning techniques to extract valuable insights from the bank's data reserves, leveraging these insights to inform strategic decision making, improve operational efficiency, and drive innovation across the organisation. Accountabilities Identification, collection, and extraction of data from various sources, including internal and external sources. Performing data cleaning, wrangling, and transformation to ensure its quality and suitability for analysis. Development and maintenance of efficient data pipelines for automated data acquisition and processing. Design and conduct of statistical and machine learning models to analyse patterns, trends, and relationships in the data. Development and implementation of predictive models to forecast future outcomes and identify potential risks and opportunities. Collaborate with business stakeholders to seek out opportunities to add value from data through Data Science. Expectations To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraise performance relative to objectives and determine reward outcomes. Leadership Behaviours L - Listen and be authentic E - Energise and inspire A - Align across the enterprise D - Develop others Individual Contributor Role Lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. Identify new directions for assignments and/or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consulting and Risk Management Consult on complex issues; provide advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and develop new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Additional Tasks Perform work that is closely related to that of other areas, requiring an understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub function. Collaborate with other areas of work to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external, to solve problems creatively and effectively. Communicate complex information, including sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes. Values and Mindset All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Position Overview Join us as a Senior Data Scientist at Barclays, where you will be responsible for transforming complex data into actionable insights that drive strategic growth and innovation. You will harness AI and advanced machine learning techniques to transform raw data into strategic insights that drive business decisions and competitive advantage. Requirements Statistical analysis and modelling - Proficiency in applying statistical methods and modelling to data Programming in Python - Ability to code in Python and contribute to codebases Data manipulation - Experience querying large datasets (SQL / PySpark) Highly Valued Additional Skills Machine learning / AI expertise - Advanced knowledge of ML / AI algorithms and their applications Financial domain knowledge - Understanding of banking products, risk frameworks, and regulations Data visualization - Ability to create compelling visual representations of complex data insights Location This role can be based in either London, Glasgow or Northampton. Work Experience Our Work Experience is the combination of everything unique about us: our culture, our core values, our company meetings, our commitment to sustainability, our recognition programs, and most importantly, our people. Our employees are self disciplined, hard working, curious, trustworthy, humble, and truthful; they make choices according to what is best for the team, live for opportunities to collaborate and make a difference, and help make us the Top Workplace in the area.
Purpose of the role To use innovative data analytics and machine learning techniques to extract valuable insights from the bank's data reserves, leveraging these insights to inform strategic decision making, improve operational efficiency, and drive innovation across the organisation. Accountabilities Identification, collection, and extraction of data from various sources, including internal and external sources. Performing data cleaning, wrangling, and transformation to ensure its quality and suitability for analysis. Development and maintenance of efficient data pipelines for automated data acquisition and processing. Design and conduct of statistical and machine learning models to analyse patterns, trends, and relationships in the data. Development and implementation of predictive models to forecast future outcomes and identify potential risks and opportunities. Collaborate with business stakeholders to seek out opportunities to add value from data through Data Science. Expectations To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraise performance relative to objectives and determine reward outcomes. Leadership Behaviours L - Listen and be authentic E - Energise and inspire A - Align across the enterprise D - Develop others Individual Contributor Role Lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. Identify new directions for assignments and/or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consulting and Risk Management Consult on complex issues; provide advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and develop new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Additional Tasks Perform work that is closely related to that of other areas, requiring an understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub function. Collaborate with other areas of work to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external, to solve problems creatively and effectively. Communicate complex information, including sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes. Values and Mindset All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Position Overview Join us as a Senior Data Scientist at Barclays, where you will be responsible for transforming complex data into actionable insights that drive strategic growth and innovation. You will harness AI and advanced machine learning techniques to transform raw data into strategic insights that drive business decisions and competitive advantage. Requirements Statistical analysis and modelling - Proficiency in applying statistical methods and modelling to data Programming in Python - Ability to code in Python and contribute to codebases Data manipulation - Experience querying large datasets (SQL / PySpark) Highly Valued Additional Skills Machine learning / AI expertise - Advanced knowledge of ML / AI algorithms and their applications Financial domain knowledge - Understanding of banking products, risk frameworks, and regulations Data visualization - Ability to create compelling visual representations of complex data insights Location This role can be based in either London, Glasgow or Northampton. Work Experience Our Work Experience is the combination of everything unique about us: our culture, our core values, our company meetings, our commitment to sustainability, our recognition programs, and most importantly, our people. Our employees are self disciplined, hard working, curious, trustworthy, humble, and truthful; they make choices according to what is best for the team, live for opportunities to collaborate and make a difference, and help make us the Top Workplace in the area.