Teya Services Ltd.

Overview Hello! We're Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We're here because we don't believe there's a level playing field that gives small businesses with a fighting chance against the giants of the high street. We're here because we see banks and legacy service providers making things harder for them. We don't think the best technology or the best service should be reserved for those with the biggest headquarters. We're here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We're looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits. Your Mission As a Senior Software Engineer at Teya, you will play a crucial role in shaping the future of Teya's technology, driving innovation, and ensuring we deliver a seamless, high-performance experience for our merchants across Europe. You will work with diverse, cross-functional teams to design, develop, and maintain core components of our platform that power various aspects of our business, with a particular focus on merchant data, subscriptions, and lifecycle management. As part of a platform team, you will build and evolve APIs and event-driven services that are consumed by many other product teams across Teya, ensuring reliability, performance, and ease of integration at scale. Your contributions will directly impact our merchants' success, enabling them to thrive in an increasingly competitive landscape. As a Senior Software Engineer at Teya, you will be expected to: Design, develop, and maintain clean, efficient, secure, and well-tested code to support critical business needs, ensuring scalability, performance, and reliability across Teya's systems. Take ownership of features and projects throughout the full software development lifecycle, including scoping, design, development, testing, deployment, and maintenance. Collaborate closely with cross-functional teams (including product, design, data science, security, and operations) to understand requirements, provide technical insights, and contribute to architecture discussions. Build tools and integrate systems to enhance operational efficiency, reliability, and scalability of products across the business. Design, evolve, and maintain clear, well-versioned APIs (REST and/or gRPC) that are easy for other teams to consume, with strong focus on backwards compatibility and developer experience. Build and operate event-driven and asynchronous workflows (for example using queues, streams, or webhooks), ensuring idempotency, ordering guarantees where needed, and robust failure handling. Work comfortably with cloud-native infrastructure (AWS, Kubernetes) and infrastructure as code (Terraform, Helm), collaborating with platform teams to ensure services are observable, secure, and easy to operate. Partner with other engineering teams that consume GMD's services, gathering feedback and translating it into platform capabilities that unblock and accelerate their roadmaps. Contribute to process improvements, focusing on continuous integration, delivery, and deployment to ensure a smooth and stable development pipeline. Participate in code reviews, share feedback constructively, and help elevate the overall quality and performance of the team's output. Mentor and support fellow developers, fostering a collaborative and innovative environment. Stay updated with the latest trends and technologies in software engineering, payments, and fintech, proactively identifying opportunities for improvement and innovation. Assist in troubleshooting complex issues related to our systems, providing timely resolutions to ensure uninterrupted service for our customers. Help define and promote best practices in software development, including code quality, testing, automation, and security. Serve as a subject matter expert in key areas, providing guidance and support to other teams. Your Story 5+ years of professional software development experience, with a solid understanding of backend systems, scalable architectures, and software design principles. Experience working in platform or shared-services teams, building capabilities that are used by many other engineering teams, and balancing flexibility, stability, and consistency. Significant coding skills in Golang as your main backend language, with production experience designing and maintaining services in Go. Experience with Java or Kotlin is a strong plus; if your background is primarily in Java/Kotlin, you should be ready to gain deep Golang expertise while working with us. Strong knowledge of object-oriented programming (OOP) principles, data structures, and algorithms. Proven ability to design and implement efficient, maintainable, and scalable solutions using backend technologies. Experience working with databases (relational and non-relational), including schema design, query optimization, and database integration. Experience with system design and architecture, including object-oriented design patterns, microservices architecture, and API development. Strong experience designing and implementing HTTP/REST (and/or gRPC) APIs, including pagination, error handling, authentication/authorisation, and versioning. Proven experience building high-throughput, low-latency backend services, including performance optimisation, observability, and troubleshooting in production. Experience designing and building event-driven systems (for example using message brokers, streams, or webhooks), including asynchronous workflows, retries, and idempotent processing. Hands-on experience with version control (Git), continuous integration, and deployment pipelines. Comfortable working with cloud infrastructure and infrastructure as code, ideally using AWS, Kubernetes, Terraform, and Helm, or similar technologies. Strong problem-solving skills and the ability to debug complex issues across multiple systems or services. Excellent communication, collaboration, and mentoring skills. Experience working in an Agile/Scrum development process. Ability to work well as part of a team and independently in a fast-paced environment. Fluent in English. Nice to have Degree in computer sciences, programming, or a related field. Previous experience in the Payments Industry, fintech, or Location and Business Recommendation Services platforms. Experience with data modelling and data quality in customer or merchant domains, including handling data migrations and ensuring consistency across distributed systems. Experience building or operating multi-tenant, API-first platforms where many internal or external clients integrate with your services. Experience implementing authorisation Systems (example: RBAC, ABAC, SpiceDB). Knowledge of cryptography or EMV. The Perks We trust you, so we offer flexible working hours, as long it suits both you and your team; Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness and nutrition apps; Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support; Cycle-to-Work Scheme; Health and Life Insurance; Pension Scheme; 25 days of Annual Leave (+ Bank Holidays); Office snacks every day; Friendly, comfortable and informal office environment in Central London. Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application-we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

A leading software service provider in London is looking for a Senior Software Engineer to enhance their platform technology and support local businesses. Your role will involve developing high-performance backend systems using Golang and APIs while collaborating with cross-functional teams. This position offers a vibrant work culture and numerous benefits, including flexible working hours and health support. An ideal candidate should have over 5 years of experience, strong problem-solving skills, and a commitment to quality and scalability.

Hello! We're Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We're here because we don't believe there's a level playing field that gives small businesses with a fighting chance against the giants of the high street. We're here because we see banks and legacy service providers making things harder for them. We don't think the best technology or the best service should be reserved for those with the biggest headquarters. We're here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We're looking for exceptional talent to join our mission. We offer a chance to create impact in a high energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits. Your Mission We're looking for a Senior Data Scientist to join the Credit team at Teya to drive the development of the credit risk and pricing models that underpin our lending products. This role will play a critical part in delivering our new lending products to small businesses across multiple geographies. You will lead complex modelling initiatives end-to-end, from problem formulation and data exploration through to deployment in our credit decisioning system and ongoing performance management. You will take ownership of models, developing them to provide a competitive edge through the use of innovative data sources and modelling techniques. Working closely with Credit Strategy, Product, Engineering and Data Engineering, you will ensure that models are not only statistically sound but also operationally robust and commercially meaningful. Your work will directly influence credit decisions, pricing, and portfolio performance. This is an excellent opportunity for someone with strong credit modelling skills who wants to make a measurable impact in a fast growing environment. Responsibilities Problem solving: Translate credit business problems into modelling and analytics requirements, explore alternative approaches, and define a clear roadmap for delivery. Model development: Lead development of credit risk statistical models and risk based pricing engines. Present models to non technical stakeholders, integrate models into the credit decisioning framework, and assess business impact. Model maintenance: Own model performance monitoring, identify weaknesses or drift, and enhance models over time to improve accuracy and reliability. Decisioning framework: Contribute to the design of the overall framework for making credit decisions, incorporating data, models, calculators and rules. Partner with Product, Engineering, Data Engineering and Credit Strategy to bring this into production. Data exploration: Identify and assess new internal and external data sources for use in credit modelling and perform feature discovery and validation. Technical leadership: Contribute to best practices across the model lifecycle, including documentation, testing, and governance, and support the development of junior team members. Requirements Strong experience in credit risk modelling for SME lending, ideally in a fast paced environment (fintech, scale up etc.) Degree in a quantitative field such as Mathematics, Statistics, Engineering or related discipline Excellent applied quantitative skills, including use of machine learning techniques Strong proficiency in Python and SQL Track record in leading activities across the model lifecycle Commercial mindset, with ability to translate models/analysis into actionable recommendations Strong communication skills, comfortable collaborating with multiple functions Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application-we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

A financial technology company based in Greater London is seeking a Senior Data Scientist to join their Credit team. The role involves driving the development of credit risk models for lending products. Candidates should have strong credit modelling skills, a background in quantitative disciplines, and proficiency in Python and SQL. This position offers a chance to make a measurable impact in a fast-growing environment with a supportive mission-driven culture.

A dynamic fintech company based in London is seeking a Data Scientist to join their Credit team. This role will involve developing credit risk and pricing models to enhance their lending products for small businesses. The ideal candidate will have hands-on experience with credit modeling, a degree in a quantitative field, and proficiency in Python and SQL. This position offers a unique opportunity to contribute to impactful projects in a supportive and inclusive environment.

Overview Hello! We're Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We're here because we don't believe there's a level playing field that gives small businesses with a fighting chance against the giants of the high street. We're here because we see banks and legacy service providers making things harder for them. We don't think the best technology or the best service should be reserved for those with the biggest headquarters. We're here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We're looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits. Your Mission We're looking for a Data Scientist to join the Credit team at Teya to support the development of the credit risk and pricing models that underpin our lending products. This role will contribute directly to the delivery of our new lending products to small businesses across multiple geographies. You will work on modelling initiatives across the full model lifecycle, from data exploration and feature development through to model deployment and performance monitoring. You will use your strong quantitative background to ensure models are developed in a statistically sound way. Collaborating with senior data scientists and stakeholders across Credit Strategy, Product, Engineering and Data Engineering, you will ensure models are well-understood and deliver real business value. This is an excellent opportunity for someone early in their career who has hands-on credit modelling experience and wants to deepen their expertise within a fast-growing fintech. Responsibilities Problem solving: Support the translation of credit business problems into analytical and modelling tasks, contributing ideas and exploring alternative approaches. Model development: Develop and enhance components of credit risk models and risk-based pricing frameworks, under guidance from senior team members. Model deployment: Collaborate with Data Engineering to assist the deployment of models onto the ML Platform and integration into the credit decisioning system. Model monitoring: Help monitor model performance, investigate performance changes or drift, and contribute to model improvements over time. Data exploration: Explore internal and external data sources, engineer features, and assess their predictive value for credit modelling. Collaboration: Work closely with Product, Engineering, Data Engineering and Credit Strategy to ensure modelling work supports operational and commercial goals. Requirements Hands-on experience of credit risk modelling, ideally in SME lending for a fintech / scale-up etc. Degree in a quantitative field such as Mathematics, Statistics, Engineering or related discipline Strong applied quantitative skills, including use of machine learning techniques Proficiency in Python and SQL, with experience working with real-world datasets Ability to explain analytical work clearly to both technical and non-technical stakeholders Curious, pragmatic, and commercially minded, with a desire to understand how models drive business outcomes Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application-we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

Hello! We're Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We're here because we don't believe there's a level playing field that gives small businesses with a fighting chance against the giants of the high street. We're here because we see banks and legacy service providers making things harder for them. We don't think the best technology or the best service should be reserved for those with the biggest headquarters. We're here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We're looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits. Your Mission We have an exciting opportunity to join our rapidly growing commercial team here at Teya. You will be responsible for the following: Customer Identification - Proactively identify potential customers within your defined territory through cold outreach, networking and referrals. Building Relationships - Engage with existing and potential customers in-person to understand their challenges, establish rapport and build trust to create a positive customer experience. Closing Sales - Using effective sales strategies to ultimately win new business and hit your targets. Product Knowledge- Be an expert in all things Teya and have a deep understanding of all our different products (Don't worry, you'll have lots of training on this!). Market Feedback- Collaborate with the wider business by providing valuable insights and feedback from the field to help us improve our product offerings Brand Representation- You will be a representative of Teya and the go-to person in your territory, whilst embodying our values and vision Proactively nurture long-term customer relationships by identifying opportunities for upselling and cross-selling additional Teya solutions to maximise customer value and retention. Your Story Your mission is to not only close a large volume of deals but also create lasting partnerships and support with the overall satisfaction and success of our customers by truly understanding their needs. To do that, we're looking for people with the following attributes Minimum of 5 years experience in a customer facing or Sales related role Effective time management and organisation skills A proactive self-starter who has a desire to go above and beyond 'good' to 'great' Great team player Strong resilience with the ability to overcome objections A desire to learn and continue to develop Fluency in English A full UK Driver's license This is a full field sales role. The Perks 25 days of Annual Leave + Bank Holidays Physical and mental health support through our partnership with Wellhub, 1-1 therapy sessions, meditation sessions and access to digital fitness and nutrition apps Extended and improved maternity and paternity leave choices Private Medical and Life Insurance Pension Scheme Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application-we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

A payment and software service provider in London is seeking a Product Manager to develop and execute their product vision for in-person payments and POS hardware. The successful candidate will own the POS terminal roadmap and collaborate with manufacturers and cross-functional teams to ensure successful product launches. This role offers exciting growth opportunities, a connected culture, and comprehensive benefits including health support and generous leave policies.

Hello! We're Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We're here because we don't believe there's a level playing field that gives small businesses with a fighting chance against the giants of the high street. We're here because we see banks and legacy service providers making things harder for them. We don't think the best technology or the best service should be reserved for those with the biggest headquarters. We're here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We're looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits. Your Mission Contribute to Product Vision & Strategy: Develop and execute a product vision that aligns with the overall strategy for in-person payments and POS hardware. Own Delivery of Roadmap Items: Take ownership of the POS Terminal (hardware & software) roadmap. Partner with Hardware Manufacturers: Collaborate with leading hardware manufacturers to develop and refine our group-wide POS hardware offering. Lead Go-to-Market Efforts: Work with cross-functional teams, including Engineering, Design, Supply Chain, Operations, and Marketing, to drive the successful launch of new POS hardware. Data-Driven Decision Making: Utilize data analysis and experimentation strategies to identify and resolve hardware and connectivity issues, working closely with engineering and operations teams. Customer Research & Feedback: Perform regular customer interviews and market research to inform feature prioritization and drive innovation in hardware offerings. Stakeholder Collaboration: Work closely with product design, engineering, and compliance teams to build and deliver new product features. Performance Monitoring & Optimization: Refine existing mechanisms and develop new ones to inspect product metrics and optimize performance. Advocate for Product Alignment: Use excellent communication skills to advocate for the product and align internal teams on strategic goals. The Perks 25 days of Annual Leave + Bank Holidays Growth opportunities within the business Physical and mental health support through our partnership with GymPass, 1-1 therapy sessions, meditation sessions and access to digital fitness and nutrition apps Extended and improved maternity and paternity leave choices Private Medical and Life Insurance Pension Scheme Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application-we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

Hello! We're Teya. Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance. At Teya we believe small, local businesses are the lifeblood of our communities. We're here because we don't believe there's a level playing field that gives small businesses with a fighting chance against the giants of the high street. We're here because we see banks and legacy service providers making things harder for them. We don't think the best technology or the best service should be reserved for those with the biggest headquarters. We're here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us. Become a part of our story. We're looking for exceptional talent to join our mission. We offer a chance to create impact in a high energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits. Your Mission As a Senior Product Manager in the Global Merchant Database team, your mission is to own and evolve a core platform that sits at the heart of the company's ecosystem. You will lead the development of products that manage merchant data, product catalogues, pricing models, and agreements - enabling teams across the business to build reliable, scalable, and secure merchant facing experiences. This is a platform and technical product role, working with a highly cross functional set of internal stakeholders. You will act as the product owner for APIs, event driven systems, and authorization models that underpin how merchant data is accessed and used across the company. What You'll Do Own the product vision, roadmap, and delivery for key platform capabilities within the Global Merchant Database Act as the product owner for merchant data APIs and event interfaces, treating APIs as first class products Work closely with engineering to define clear, scalable API contracts, event schemas, and data models Ensure backward compatibility, versioning, and deprecation strategies are thoughtfully planned and communicated Partner with internal teams to understand their needs and translate them into platform capabilities, not one off solutions Define and evolve authorization and access control models for merchant data, balancing security, compliance, and usability Collaborate with design, engineering, marketing, operations, security, and legal teams to bring solutions to life Translate complex technical and business requirements into clear, actionable product requirements Prioritise ruthlessly based on platform impact, adoption, and long term scalability Define platform success metrics (e.g. adoption, reliability, performance, time to integrate) and continuously optimise post launch Support the coordination and integration of multiple new products each year, ensuring a reliable, intelligent merchant data foundation Champion documentation excellence, including API documentation, changelogs, migration guides, and internal product RFCs Act as a strong internal advocate for platform thinking, consistency, and simplicity Your Story - Product & Platform Experience 3+ years of experience in product management, ideally in a tech, Fintech, SaaS, or platform oriented environment Experience building products for internal stakeholders, not just end users Strong understanding of platform product management and how to scale products used by many teams Technical Product Skills Solid understanding of how REST APIs work (and awareness of other integration patterns) Hands on experience testing APIs using tools such as Postman or similar Experience working with event driven systems and defining product level event semantics Ability to reason about system design trade offs (sync vs async, scalability, reliability) from a product perspective Understanding of data modeling, data types, and schema evolution Basic SQL knowledge and comfort working with data directly Familiarity with DDD concepts from a product perspective (domains, bounded contexts, ownership) Experience defining authorization and access control models (e.g. roles, scopes, policies) in multi tenant systems Ways of Working Thrive in ambiguity with a strong sense of ownership and bias for action Comfortable collaborating deeply with engineers and participating in technical discussions and design reviews Able to turn complex, cross domain challenges into simple, scalable platform solutions Strong analytical mindset with the ability to define and use metrics to drive decisions Excellent written and verbal communication skills, particularly for technical and product documentation Customer obsessed, while also skilled at balancing customer needs with platform constraints and long term strategy Hands on, pragmatic, and excited to work in a mission driven, scale up environment The Perks Flexible working hours, built on trust and collaboration with your team Physical and mental health support through Wellhub, including access to 1,500+ gyms, 1 1 therapy, meditation, and wellbeing apps Enhanced maternity and paternity leave options Cycle to Work Scheme Health and Life Insurance Pension Scheme 25 days of Annual Leave (+ Bank Holidays) Office snacks every day Friendly, comfortable, and informal office environment in Central London Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application- we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.