Stellar Select

Job Title: Business Analyst - Underwriting & Lending Change Location: Remote (please note there will be a requirement to be office-based once a week for the first 3 months in Milton Keynes Salary: Up to 65,000 depending on experience Hours: Monday to Friday 9 am to 5 pm Benefits: Bonus: Up to 10% Life Insurance: 4x salary Private Medical: Vitality Holiday: 33 days Pension: Competitive contributions Wellbeing: Mental & physical support Development: Training & progression with a growing lender Career Progression: Clear pathways for advancement, with achievements recognized and celebrated. About the role of Business Analyst - Underwriting & Lending Change: Are you an experienced Mortgage Underwriter looking to transition into Business Analysis, or a Technical BA with deep lending experience? This high-visibility role with a fast-growing specialist lender offers the chance to shape originations and underwriting workflows by bridging the gap between operations, credit risk, and technology to drive intelligent automation and process efficiency. Whether you are an Underwriter who has gained project, testing, or secondment experience and is ready to step into a formal BA career, or an established Mortgage Business Analyst skilled in process mapping (BPMN) and requirements delivery, we want to hear from you. Responsibilities required for the role of Business Analyst - Underwriting & Lending Change: Requirements & Analysis: Elicit, document, and translate business requirements and underwriting policies into clear technical specifications, user stories, and acceptance criteria. Process & Integration Mapping: Map end-to-end mortgage origination workflows and work with IT to support system integrations, API data mappings, and data quality controls. Underwriting Process Improvement: Analyse "as-is" lending workflows to identify bottlenecks and design streamlined "to-be" processes that drive efficiency and automation. Data & Insight: Analyse system reports, MI, and pipeline outputs to identify operational trends, risks, and performance improvements. Testing & Defect Management: Define UAT scenarios, execute business testing across underwriting edge cases, and manage technical defects through to resolution. Governance & Compliance: Ensure all changes align with FCA rules, Consumer Duty, and internal risk policies while maintaining audit-ready documentation. Stakeholder Engagement: Facilitate workshops across Underwriting, Risk, and Tech teams; translate complex technical details into clear business language. Experience required for the position of Business Analyst - Underwriting & Lending Change: Mortgage Lending Expertise: Solid practical understanding of specialist or residential mortgage originations, including underwriting workflows, broker journeys, affordability models, ESIS/KFI generation, and offer to completion. Either experience as a Mortgage Underwriter with hands-on involvement in platform rollouts, UAT, process improvement, or project secondments; Or a proven background as a Technical Business Analyst with dedicated mortgage originations experience. Desirable: Experience with automated decision engines, OCR/document processing, or workflow automation tools. Formal Business Analysis qualifications (e.g., BCS Diploma, IIBA, or Agile/Scrum certifications). Prior experience working on API integration or data dictionary projects within financial services. For more information regarding the role of Business Analyst - Underwriting & Lending Change , please contact us. Stellar Select is acting as an employment agency in relation to this vacancy. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful applicants within two business days.

Job Title : Full Stack Developer Location: Borehamwood Salary: Up to 45,000 Hours: Monday to Friday 9 am to 5.30 pm Benefits: 25 days' holiday + bank holidays, with additional leave for length of service. Pension, private healthcare and life insurance. On-site, collaborative working environment with a friendly, supportive team. Training and development support, with opportunities to learn new technologies and grow your role. Company events, team activities and other employee benefits. About the role of Full Stack Developer: We are looking for a mid-level Full Stack Developer to join a small, in-house technology team based in Borehamwood. The role involves building and maintaining core lending platforms and reporting systems across borrower, broker and investor journeys, loan administration, broker onboarding, and internal dashboards used by sales and underwriting teams. You will own features end to end, working across the Laravel backend and Vue frontend, on live systems handling personal and financial data. Responsibilities for the role of Full Stack Developer: Deliver new features, enhancements and fixes across key platform workflows, including lending and ledger processes, borrower and investor dashboards, document generation, and broker and introducer journeys. Build and enhance reporting dashboards within our Vite/Vue reporting application, taking features from data querying and processing through to intuitive charts and tables. Develop background processing and queue-based jobs, automated reporting, and PDF and Excel document generation. Develop and maintain third-party integrations, including KYC/AML providers, open banking services such as Plaid, Companies House, and Microsoft Teams notifications. Gradually increase automated test coverage to improve reliability, maintainability and confidence in releases. Continuously improve and optimise the frontend build and development experience as the platform evolves. Experience required for the role of Full Stack Developer: Commercial experience with PHP and Laravel (8+), including Eloquent, migrations, queues and events. Experience building applications with Vue 3, including components and state management. Good working knowledge of MySQL, including queries, indexes and basic performance considerations. Experience working with REST APIs and webhooks. Comfortable using Git, working with branches and participating in code reviews. A careful approach to production systems and customer data, with a habit of checking and testing your work before release. Desirable: Tailwind CSS and component libraries such as shadcn/Reka UI. ECharts, Chart.js or D3. Vite, Webpack/Laravel Mix, Redis, AWS or Azure SQL. PHPUnit or Pest and an interest in writing automated tests. Experience in financial services, lending or property finance - or an interest in learning the industry. For more information regarding the role of Full Stack Developer , please get in touch with us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.