Just Group plc
Software Engineer - Defined Benefits Team Location: London - hybrid 50% Contract: Permanent Hours: Fulltime - 35 hours Purpose Support the DB Transformation engineering team in designing, developing, and delivering enterprise grade software built on a Python (FastAPI), React (Next.js), and Azure Kubernetes Service (AKS) stack. This role plays a key part in building our service oriented data platform, ensuring scalability, reliability, and security within a regulated environment. You will work across the stack-from front end applications to containerised services-and help embed DevOps excellence and modern engineering practices across the team. Key Responsibilities Deliver high quality, secure and maintainable code using Python, React and TypeScript, aligned to business and architectural standards. Contribute to the development of a cloud native data platform running on Azure Kubernetes Service, ensuring scalability and reliability. Design and build RESTful APIs and data integration services using FastAPI, with occasional use of Go where required. Develop responsive and high performing front end applications using React, Next.js and modern component libraries. Containerise and deploy applications using Docker and Helm within Kubernetes environments. Build and maintain CI CD pipelines in Azure DevOps, embedding automation, testing and release quality. Apply Infrastructure as Code using Terraform and ensure solutions meet security and compliance standards including OWASP and data protection. Collaborate across engineering and product teams, contribute to Agile practices, support production systems and mentor junior developers. Examples of Key Activities Develop and maintain backend services using FastAPI to support core business functions. Build and enhance React and TypeScript front ends using Next.js, focusing on performance, usability and component reusability. Design, build and maintain scalable solutions across the Microsoft Power Platform including Power Apps, Dataverse, Power Pages, Power Automate and custom connectors, integrating with Azure services and APIs. Containerise and deploy applications using Docker and Helm within Azure Kubernetes Service environments. Extend and manage CI CD pipelines in Azure DevOps, embedding automated testing, linting and security scanning. Implement monitoring and observability using Azure Monitor, Grafana and structured logging to ensure system reliability. Define and provision infrastructure using Terraform, while applying secure coding practices and supporting risk and threat assessments. Collaborate with architecture and engineering teams, contribute to code reviews and testing, and support incident management and continuous improvement. What we're looking for Qualifications Bachelor's or Master's degree in Computer Science, Engineering, or a related field. Desirable - Relevant certifications in Microsoft technologies and Azure are highly desirable. Experience Strong experience with React, TypeScript and Next.js alongside Python and SQL Server to build scalable applications. Proven ability to design and develop RESTful APIs for internal and external integrations. Hands on experience with Azure services including App Services, Azure SQL, Key Vault and Azure DevOps. Experience with Docker and Azure Kubernetes Service for containerisation and microservices deployment. Solid understanding of DevOps practices including CI CD pipeline design and deployment automation. Familiarity with Infrastructure as Code tools such as Terraform and ARM templates for environment management. Experience supporting production systems, including incident triage, root cause analysis and resolution of complex issues. Strong understanding of secure coding practices, OWASP principles, Agile delivery, Git, testing and code review best practices. Our behaviours At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. What's in it for you A competitive salary, pension scheme and life assurance. 25 days annual leave plus an additional day on us for your birthday. Private medical cover and income protection, just in case. A generous and highly achievable bonus scheme. Opportunities to progress your career in role and within the company. Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders. A variety of employee funded benefits available via our online benefits portal. Plus, several additional purchase options available for you and your loved ones. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Software Engineer - Defined Benefits Team Location: London - hybrid 50% Contract: Permanent Hours: Fulltime - 35 hours Purpose Support the DB Transformation engineering team in designing, developing, and delivering enterprise grade software built on a Python (FastAPI), React (Next.js), and Azure Kubernetes Service (AKS) stack. This role plays a key part in building our service oriented data platform, ensuring scalability, reliability, and security within a regulated environment. You will work across the stack-from front end applications to containerised services-and help embed DevOps excellence and modern engineering practices across the team. Key Responsibilities Deliver high quality, secure and maintainable code using Python, React and TypeScript, aligned to business and architectural standards. Contribute to the development of a cloud native data platform running on Azure Kubernetes Service, ensuring scalability and reliability. Design and build RESTful APIs and data integration services using FastAPI, with occasional use of Go where required. Develop responsive and high performing front end applications using React, Next.js and modern component libraries. Containerise and deploy applications using Docker and Helm within Kubernetes environments. Build and maintain CI CD pipelines in Azure DevOps, embedding automation, testing and release quality. Apply Infrastructure as Code using Terraform and ensure solutions meet security and compliance standards including OWASP and data protection. Collaborate across engineering and product teams, contribute to Agile practices, support production systems and mentor junior developers. Examples of Key Activities Develop and maintain backend services using FastAPI to support core business functions. Build and enhance React and TypeScript front ends using Next.js, focusing on performance, usability and component reusability. Design, build and maintain scalable solutions across the Microsoft Power Platform including Power Apps, Dataverse, Power Pages, Power Automate and custom connectors, integrating with Azure services and APIs. Containerise and deploy applications using Docker and Helm within Azure Kubernetes Service environments. Extend and manage CI CD pipelines in Azure DevOps, embedding automated testing, linting and security scanning. Implement monitoring and observability using Azure Monitor, Grafana and structured logging to ensure system reliability. Define and provision infrastructure using Terraform, while applying secure coding practices and supporting risk and threat assessments. Collaborate with architecture and engineering teams, contribute to code reviews and testing, and support incident management and continuous improvement. What we're looking for Qualifications Bachelor's or Master's degree in Computer Science, Engineering, or a related field. Desirable - Relevant certifications in Microsoft technologies and Azure are highly desirable. Experience Strong experience with React, TypeScript and Next.js alongside Python and SQL Server to build scalable applications. Proven ability to design and develop RESTful APIs for internal and external integrations. Hands on experience with Azure services including App Services, Azure SQL, Key Vault and Azure DevOps. Experience with Docker and Azure Kubernetes Service for containerisation and microservices deployment. Solid understanding of DevOps practices including CI CD pipeline design and deployment automation. Familiarity with Infrastructure as Code tools such as Terraform and ARM templates for environment management. Experience supporting production systems, including incident triage, root cause analysis and resolution of complex issues. Strong understanding of secure coding practices, OWASP principles, Agile delivery, Git, testing and code review best practices. Our behaviours At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. What's in it for you A competitive salary, pension scheme and life assurance. 25 days annual leave plus an additional day on us for your birthday. Private medical cover and income protection, just in case. A generous and highly achievable bonus scheme. Opportunities to progress your career in role and within the company. Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders. A variety of employee funded benefits available via our online benefits portal. Plus, several additional purchase options available for you and your loved ones. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Just Group plc
The Structured Credit Investment function assesses, onboards and manages structured credit investments for inclusion in Just's liability-matching portfolio. The function independently evaluates deals presented to Just, ensuring alignment with Just's regulatory approvals, conducts rigorous risk assessment including detailed analysis and modelling, and presents investment papers for governance approval. This includes evaluating opportunities across legal, economic, operational, financial risk, non-financial risk and capital considerations, ensuring alignment with Just's investment objectives and risk appetite, and achieving return targets within defined risk and resource constraints. The Head of Structured Credit leads the evaluation and onboarding of structured credit investments, including CLOs, ABS, rated feeders, securitisations and private credit transactions. The role independently assesses deals presented to Just, ensures alignment with Just's regulatory approvals and risk appetite, and progresses suitable deals through governance and approval. The role is accountable for managing approved investments through the full lifecycle from onboarding to ongoing monitoring, performance management and risk oversight. The role also supports strategic initiatives, including expanding the investable universe and enhancing investment tools, analytics and platform capabilities. The Head of Structured Credit provides leadership through stakeholder management across Just and its group partners and contributes to capability building through coaching and technical development of Structured Credit Analysts and wider team knowledge-sharing. About Just We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Key Responsibilities Evaluate and assess structured credit investments, including CLOs, ABS, rated feeders, securitisations and private credit transactions for suitability within Just's portfolio and regulatory framework. Build and maintain analytical models to assess risk and return of structured credit investments, supporting robust investment decision-making and governance approval. Take potential structured investments through approval processes, considering internal and regulatory frameworks and requirements. Collaborate with internal stakeholders (including capital management, actuarial, legal and risk) and external parties to coordinate deal assessment, ensure alignment with regulatory requirements, and support onboarding of approved investments. Support growth of the structured credit strategy, including new asset class onboarding, platform and tool development and reporting requirements. Demonstrate willingness to explore new asset classes and think creatively about potential novel structures Strong understanding of rating agency processes and methodologies for securitisations, prior interactions with rating agencies required Accountable for Assessing and evaluating structured credit investment opportunities presented to Just, including robust analytical modelling and risk scenario and stress analysis Onboarding and execution of structured investments, including managing approvals, operational readiness assessment and inclusion in asset allocation and pricing processes Structured investment lifecycle management, including ongoing risk assessment, management and reporting. Where required, managing the creation/ onboarding and administration of off-balance sheet vehicles housing structured investments. Responsible for working with rating agencies to structure and efficiently capitalize private investments Technology In our roles, it is essential to foster a culture of curiosity and embrace new ways of working to drive innovation and growth. We seek individuals enthusiastic about leveraging new technologies to drive innovation and efficiency. (depending on the role & need) Head of Structured Credit is expected to make use of technology to develop efficient risk analysis and assessment tools as well as to enhance platform capabilities for structured credit lifecycle management. Outcomes to be delivered Successful assessment and onboarding of structured credit investments, as defined in Just's Structured Credit Investment strategy. Internal and regulatory approval for structured investments, at an asset class and/ or individual deal level as required. Stay abreast of the latest developments and innovations in the structured credit sector and life insurance industry and leverage best practices and new technologies to enhance the structured credit investment capabilities and offerings at Just. Evaluating and onboarding structured credit investments Collaborate with the broader Capital and Investments team and external counterparties, including rating agencies and external counsel, to evaluate structured credit opportunities, including CLOs, ABS, rated feeders, securitisations and private credit transactions. Build analytical models to assess the risk and return characteristics of potential investments against Just's regulatory and capital framework. Conduct due diligence on potential investments, including collateral analysis, structural review and regulatory alignment assessment. Progress onboarding and execution of approved investments. Approval and Compliance Prepare documentation and presentations for internal and regulatory approval processes. Manage required reporting processes for internal and external stakeholders. Collaboration and Communication Regularly communicate with the broader Capital and Investments team to stay informed about new asset opportunities. What we're looking for Experience of assessment, due diligence and onboarding of CLOs, ABS, securitisations and/or private credit investments Private credit markets, loan structures and collateral assessment Insurance investment frameworks and regulatory requirements for structured credit, with the ability and interest to develop further The issues surrounding investing on behalf of a life insurer (desirable, but not essential) Maintain ongoing dialogue with rating agencies to remain informed of current rating agency criteria and any methodology changes Our behaviours At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. What 's in it for you A competitive salary, pension scheme and life assurance 25 days annual leave plus an additional day on us for your birthday Private medical cover and income protection, just in case A generous and highly achievable bonus scheme Opportunities to progress your career in-role and within the company Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders A variety of employee funded benefits available via our online benefits portal Plus, several additional purchase options available for you and your loved ones Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on diversity, equity, inclusion and belonging aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity. Please submit your CV using the "apply now" button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.
The Structured Credit Investment function assesses, onboards and manages structured credit investments for inclusion in Just's liability-matching portfolio. The function independently evaluates deals presented to Just, ensuring alignment with Just's regulatory approvals, conducts rigorous risk assessment including detailed analysis and modelling, and presents investment papers for governance approval. This includes evaluating opportunities across legal, economic, operational, financial risk, non-financial risk and capital considerations, ensuring alignment with Just's investment objectives and risk appetite, and achieving return targets within defined risk and resource constraints. The Head of Structured Credit leads the evaluation and onboarding of structured credit investments, including CLOs, ABS, rated feeders, securitisations and private credit transactions. The role independently assesses deals presented to Just, ensures alignment with Just's regulatory approvals and risk appetite, and progresses suitable deals through governance and approval. The role is accountable for managing approved investments through the full lifecycle from onboarding to ongoing monitoring, performance management and risk oversight. The role also supports strategic initiatives, including expanding the investable universe and enhancing investment tools, analytics and platform capabilities. The Head of Structured Credit provides leadership through stakeholder management across Just and its group partners and contributes to capability building through coaching and technical development of Structured Credit Analysts and wider team knowledge-sharing. About Just We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Key Responsibilities Evaluate and assess structured credit investments, including CLOs, ABS, rated feeders, securitisations and private credit transactions for suitability within Just's portfolio and regulatory framework. Build and maintain analytical models to assess risk and return of structured credit investments, supporting robust investment decision-making and governance approval. Take potential structured investments through approval processes, considering internal and regulatory frameworks and requirements. Collaborate with internal stakeholders (including capital management, actuarial, legal and risk) and external parties to coordinate deal assessment, ensure alignment with regulatory requirements, and support onboarding of approved investments. Support growth of the structured credit strategy, including new asset class onboarding, platform and tool development and reporting requirements. Demonstrate willingness to explore new asset classes and think creatively about potential novel structures Strong understanding of rating agency processes and methodologies for securitisations, prior interactions with rating agencies required Accountable for Assessing and evaluating structured credit investment opportunities presented to Just, including robust analytical modelling and risk scenario and stress analysis Onboarding and execution of structured investments, including managing approvals, operational readiness assessment and inclusion in asset allocation and pricing processes Structured investment lifecycle management, including ongoing risk assessment, management and reporting. Where required, managing the creation/ onboarding and administration of off-balance sheet vehicles housing structured investments. Responsible for working with rating agencies to structure and efficiently capitalize private investments Technology In our roles, it is essential to foster a culture of curiosity and embrace new ways of working to drive innovation and growth. We seek individuals enthusiastic about leveraging new technologies to drive innovation and efficiency. (depending on the role & need) Head of Structured Credit is expected to make use of technology to develop efficient risk analysis and assessment tools as well as to enhance platform capabilities for structured credit lifecycle management. Outcomes to be delivered Successful assessment and onboarding of structured credit investments, as defined in Just's Structured Credit Investment strategy. Internal and regulatory approval for structured investments, at an asset class and/ or individual deal level as required. Stay abreast of the latest developments and innovations in the structured credit sector and life insurance industry and leverage best practices and new technologies to enhance the structured credit investment capabilities and offerings at Just. Evaluating and onboarding structured credit investments Collaborate with the broader Capital and Investments team and external counterparties, including rating agencies and external counsel, to evaluate structured credit opportunities, including CLOs, ABS, rated feeders, securitisations and private credit transactions. Build analytical models to assess the risk and return characteristics of potential investments against Just's regulatory and capital framework. Conduct due diligence on potential investments, including collateral analysis, structural review and regulatory alignment assessment. Progress onboarding and execution of approved investments. Approval and Compliance Prepare documentation and presentations for internal and regulatory approval processes. Manage required reporting processes for internal and external stakeholders. Collaboration and Communication Regularly communicate with the broader Capital and Investments team to stay informed about new asset opportunities. What we're looking for Experience of assessment, due diligence and onboarding of CLOs, ABS, securitisations and/or private credit investments Private credit markets, loan structures and collateral assessment Insurance investment frameworks and regulatory requirements for structured credit, with the ability and interest to develop further The issues surrounding investing on behalf of a life insurer (desirable, but not essential) Maintain ongoing dialogue with rating agencies to remain informed of current rating agency criteria and any methodology changes Our behaviours At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. What 's in it for you A competitive salary, pension scheme and life assurance 25 days annual leave plus an additional day on us for your birthday Private medical cover and income protection, just in case A generous and highly achievable bonus scheme Opportunities to progress your career in-role and within the company Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders A variety of employee funded benefits available via our online benefits portal Plus, several additional purchase options available for you and your loved ones Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on diversity, equity, inclusion and belonging aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity. Please submit your CV using the "apply now" button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.